Employers are legally obligated to provide a safe workplace for, and compensation to an employee in the event of an accident or injury. Workers comp insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers injured while working. Workers comp insurance provides you with the peace of mind that comes from knowing that your business is always covered, even in a worst-case scenario.
Workers comp insurance covers the majority of injuries that arise from work-related duties, such as traffic accidents that occur while an employee is driving for work-related purposes, or illnesses and diseases that are contracted as a direct result of employment.
Lozes Insurance classifies your employees in order to get the workers comp insurance that best fits your needs at a most affordable price.